62
„π°√≥’∑’ˬ—ßµ°≈ß°—π‰¡à‰¥â ∂â“„π¢âÕ —≠≠“°”Àπ¥„Àâ√–ß—∫¢âÕæ‘æ“∑
‚¥¬„™â°√–∫«π°“√Õπÿ≠“‚µµÿ≈“°“√¢Õß°√¡∑√—æ¬å ‘π∑“ߪí≠≠“ ∂“∫—π
°“√‡ß‘π ·≈–ºŸâª√–°Õ∫°“√ ®–µâÕ߬◊Ë𧔇 πÕ¢âÕæ‘æ“∑‡¢â“ Ÿà°√–∫«π°“√
æ‘®“√≥“¢ÕßÕπÿ≠“‚µµÿ≈“°“√µàÕ°√¡∑√—æ¬å ‘π∑“ߪí≠≠“ ‡æ◊ËÕ∑”°“√«‘π‘®©—¬
™’È¢“¥¢âÕæ‘æ“∑µàÕ‰ª ‚¥¬Õπÿ≠“‚µµÿ≈“°“√®–∑”§”™’È¢“¥„À⇠√Á®¿“¬„π‡«≈“
‡°â“ ‘∫«—ππ—∫·µà«—π∑’˵—ÈßÕπÿ≠“‚µµÿ≈“°“√§π ÿ¥∑⓬ ·µàÀ“°¡’‡Àµÿ®”‡ªìπ
Õπÿ≠“‚µµÿ≈“°“√Õ“®¢¬“¬‡«≈“ÕÕ°‰ªÕ’°‰¥â ·µà‰¡à‡°‘π‡°â“ ‘∫«—π
‡¡◊ËÕÕπÿ≠“‚µµÿ≈“°“√™’È¢“¥¢âÕæ‘æ“∑·≈â« ·≈–ºŸâª√–°Õ∫°“√ªØ‘∫—µ‘
µ“¡§”«‘π‘®©—¬™’È¢“¥¥—ß°≈à“« ∂“∫—π°“√‡ß‘πÀ√◊ÕºŸâª√–°Õ∫°“√ À√◊ÕºŸâ√—∫
‚Õπ ‘∑∏‘ ·≈â«·µà°√≥’ ®–¬◊Ëπ§”¢Õ∫—π∑÷°¢âÕ¡Ÿ≈°“√ ‘Èπ ÿ¥°“√‡ªìπÀ≈—°ª√–°—π
°“√°Ÿâ‡ß‘πµàÕ°√¡∑√—æ¬å ‘π∑“ߪí≠≠“µ“¡·∫∫æ‘¡æå ∑ª∑. Ú æ√âÕ¡·π∫
À≈—°∞“π· ¥ß°“√ ‘Èπ ÿ¥¢Õß°“√‡ªìπÀ≈—°ª√–°—π ‡æ◊ËÕ∫—π∑÷°°“√ ‘Èπ ÿ¥¢Õß
°“√‡ªìπÀ≈—°ª√–°—π (∂â“¡’) ‡¡◊ËÕ°√¡∑√—æ¬å ‘π∑“ߪí≠≠“‰¥â√—∫§”¢Õ∫—π∑÷°
¢âÕ¡Ÿ≈°“√ ‘Èπ ÿ¥°“√‡ªìπÀ≈—°ª√–°—π°“√°Ÿâ‡ß‘π·≈â« ®–æ‘®“√≥“§”¢Õ·≈–
∫—π∑÷°¢âÕ¡Ÿ≈°“√ ‘Èπ ÿ¥¢Õß°“√‡ªìπÀ≈—°ª√–°—π≈ß„π∑–‡∫’¬π∑√—æ¬å ‘π∑“ß
ªí≠≠“ Àπ—ß ◊Õ ”§—≠ ·≈–∞“π¢âÕ¡Ÿ≈¢Õß°√¡∑√—æ¬å ‘π∑“ߪí≠≠“ ¿“¬„π
Õß«—π∑”°“√π—∫·µà«—π∑’ˉ¥â√—∫§”¢Õ∫—π∑÷°¢âÕ¡Ÿ≈¥—ß°≈à“«
ˆ¯
________________
ˆ¯
¢âÕ¡Ÿ≈®“°‡«Á∫‰´µå°√¡∑√—æ¬å ‘π∑“ߪí≠≠“
http://www.ipthailand.org/ipthailand/images/Edittt/capital/procedure_loan.doc